Tether USDt (USDT)

The role of stablecoins changed over time.

They started as a way for crypto traders to avoid crypto volatility without leaving crypto. That was the main loop for years: buy USDT, sit in stables, move funds to another exchange or wallet, then rotate back into the next trade.

They were super useful in DeFi. But that's changed in recent times.

Stablecoins are being used more and more in sectors that most of us wouldn't connect to crypto, like:

• Payroll
• Stock settlement
• AI agent payments

They're clearly moving beyond trading and becoming part of how apps and businesses move money.

I'll use USD1 as an example ↓

1. Payroll

@Zebec_HQ is paying 65K+ workers globally via USD1.

They likely opted for this because the rails are faster and cheaper than what the banks are offering.

The big advantage here is speed, as workers get their salaries instantly.

This makes payroll less dependent on bank hours, transfer windows, and slow cross-border rails.

2. Stock settlement

Binance recently added USD1 as a

~190K users and ~842M+ @USDT0_to on Flare over time.

More USDt0 on Flare → more room for XRPFi to scale

Track it: https://t.co/qvAN3T5Pe8 https://t.co/T7aisaPUAw