Stellar (XLM)

What has more locations globally than Walmart, 7-Eleven, McDonald's, and Subway combined? @MoneyGram. The launch of MGUSD on the Stellar network gives global users what they need: options. @_therealjosh from MoneyGram explains. https://t.co/uKq20T1m2R

Real World Assets (RWAs) are going vertical on Stellar network. Also, Franklin Templeton cut transfer agency costs from $75,000 down to $1.13 for 50k transactions by using Stellar. XLM DTCC approaches… https://t.co/zo50hk8T01

🧵 While many still associate @StellarOrg with remittances and cross-border payments, the network is quietly building infrastructure for machine-to-machine commerce. The latest MPP v0.7.0 update is another step in that direction. 👇 MPP, short for Machine Payments Protocol, enables applications and AI agents to pay for digital resources programmatically over HTTP. Instead of subscriptions, API keys or invoices, a client can pay per request and immediately access a service. MPP extends the old HTTP 402 “Payment Required” status code into a machine-readable payment negotiation layer. On @StellarOrg, these payments settle natively through Soroban Asset Contracts, without requiring an external facilitator. That makes the architecture particularly interesting for micropayments, AI-related APIs and autonomous agents. The v0.7.0 release focuses on security. Previously, a client could pay on-chain and simply present the transaction hash to unlock a resource. However, transaction hashes are public. In theory, a third party observing the network could attempt to reuse that hash before the original payer completed the process. MPP v0.7.0 introduces a signedHash credential. Clients now sign a challenge containing the transaction hash with the same key that executed the payment. The MPP server verifies the signature and confirms that the requester actually controls the paying account. Payment verification is no longer based solely on the existence of a transaction. It is now tied to cryptographic proof of ownership. This may sound like a small SDK update. But if AI agents are expected to buy data, access models, consume APIs or interact with services autonomously, proving who paid becomes just as important as proving that a payment happened. While many discussions around AI focus on models, compute and inference, payment rails for autonomous systems are quietly taking shape. Stellar appears determined to be part of that conversation.

🧵 Stellar is quietly becoming a gateway to institutional yield. Back in late 2025, @centrifuge and @StellarOrg launched a partnership backed by a $20 million anchor investment to bring regulated, yield-bearing financial products directly into consumer-friendly applications, particularly across emerging markets. The initiative is built around Centrifuge’s decentralized Real-World Asset framework, or deRWA. Its purpose is simple. Take institutional-grade financial products and make them accessible through blockchain infrastructure without requiring users to navigate the complexity of traditional capital markets. The first two products are managed by Janus Henderson, one of the world’s largest asset managers. • $deJTRSY provides exposure to short-dated U.S. Treasuries. • $deJAAA provides exposure to AAA-rated collateralized loan obligations. These are not crypto-native assets. They are tokenized versions of familiar products already used by institutional investors. What makes this partnership particularly interesting is that the assets are not merely issued on Stellar. They are integrated into Stellar’s growing DeFi ecosystem. Aquarius and Soroswap provide 24/7 trading. Blend allows the assets to be used as collateral within lending markets. DeFindex can incorporate them into automated yield strategies and savings products. Centrifuge is also leveraging LayerZero’s Omnichain Fungible Token standard. That means these assets are designed to remain liquid and accessible across multiple blockchain ecosystems rather than being confined to a single network. This increasingly looks less like a competition between blockchains and more like a division of labor. @ethereum remains a major hub for issuance and DeFi liquidity. Stellar offers fast settlement, low fees, stablecoin infrastructure and access to users in regions underserved by traditional finance. Different networks. Different strengths. The same underlying assets. @MoneyGram connects digital dollars to physical cash. @circle provides stablecoin liquidity. @ArchaxEx brings tokenized Treasury products. @centrifuge brings institutional-grade yield. And @StellarOrg keeps showing up as the network where these assets become usable. Perhaps the future of tokenization is not simply about putting assets on-chain. Perhaps it is about making them accessible to anyone with a smartphone, anywhere in the world.

🤖 The Machine Payments Protocol (MPP) enables programmatic, per-request payments over HTTP, designed for agents and APIs. It extends the 402 Payment Required status code into a machine-readable payment negotiation layer for both humans and agents. https://t.co/slonaYshpB

Trust comes down to one thing: your track record. Dan Doney, Managing Director and Digital Assets CTO of @The_DTCC, breaks down why the Stellar network's receipts holds up. https://t.co/hdfg6KBmfd

CCTP is now live on @StellarOrg 🔥 Check out the recent Release Notes episode by @circle to learn more 👇